We don’t charge any fees for spending with your card, even when you’re spending abroad.
Fees
| Getting a new card | Free |
| Activating your card | Free |
| Card replacement | Free |
| Bank transfer | Free |
| Foreign Exchange charge | Free |
| ATM withdrawals | The first £250 over a rolling month is free, then 2% is charged thereafter |
|
Physical Card replacement fee (where card is lost, stolen, misappropriated, subjected to unauthorised use more than twice in a rolling annual period) including UK delivery |
£5 |
|
Physical Card replacement fee (where card is lost, stolen, misappropriated, subjected to unauthorised use more than twice in a rolling annual period) including international delivery |
£30 |
Limits
| Maximum number of ATM withdrawals per day | 10 |
| Max number of ATM withdrawals over 4 days | 30 |
| Max value of ATM withdrawals per day | £500 |
| Max number of PoS transactions per day | 50 |
| Max value of PoS transactions per day | £10,000 |
|
Max value of PoS transaction over 4 days |
£40,000 |
|
Physical Card Limit** |
2x replacements in a rolling 12 month period |
|
Virtual Card Limit** |
5x cards per each 28 day period and up to 20 overall |
*PoS = Point of Sale. This includes transactions like spending with your card in the shops and making online purchases.
**Card replacement to be taken out and then added in Virtual card limit X and Physical card limit X
- Virtual: Customers may generate up to five Virtual Cards per each 28 day period and up to 20 Virtual Cards overall, subject to compliance with these Card Terms.
- Physical: If you request more than two replacement Physical Cards within any rolling 12-month period, a Replacement Card Fee shall be charged as set out in the Fees and Limits Annex, except where the replacement is necessitated by a manufacturing defect, in which case we may request the return of the faulty Card.
If you have any questions regarding Ziglu limits and fees, please reach out to us on help@ziglu.io and we will be happy to assist you. 😊