We don’t charge any fees for spending with your card, even when you’re spending abroad.
Fees
| Getting a new card | Free |
| Activating your card | Free |
| Card replacement | Free |
| Bank transfer | Free |
| Foreign Exchange charge | Free |
| ATM withdrawals | The first £250 over a rolling month is free, then 2% is charged thereafter |
|
Physical Card replacement fee (where card is lost, stolen, misappropriated, subjected to unauthorised use more than twice in a rolling annual period) including UK delivery |
£5 |
|
Physical Card replacement fee (where card is lost, stolen, misappropriated, subjected to unauthorised use more than twice in a rolling annual period) including international delivery |
£30 |
Limits
| Maximum number of ATM withdrawals per day | 10 |
| Max number of ATM withdrawals over 4 days | 30 |
| Max value of ATM withdrawals per day | £500 |
| Max number of PoS transactions per day | 50 |
| Max value of PoS transactions per day | £10,000 |
| Max value of PoS transaction over 4 days | £40,000 |
*PoS = Point of Sale. This includes transactions like spending with your card in the shops and making online purchases.
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