We don’t charge any fees for spending with your card, even when you’re spending abroad.

Here is a full break down of our fees:

  • Getting a new card - Free
  • Activating your card - Free
  • Card replacement - Free
  • Bank transfer - Free
  • Foreign Exchange charge - Free
  • ATM withdrawals - The first £250 over a rolling month is free, then 2% is charged thereafter

Here is a full list of our limits:

  • Maximum number of ATM withdrawals per day - 10
  • Max number of ATM withdrawals over 4 days - 30
  • Max value of ATM withdrawals per day - £500
  • Max number of PoS transactions per day - 50
  • Max value of PoS transactions per day - £10,000
  • Max value of PoS transaction over 4 days - £40,000

*PoS = Point of Sale. This includes transactions like spending with your card in the shops and making online purchases.

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